The state of the nation.

As I take the plunge myself, and become an un-shackled financial planner (I mean starting up in business), I’ve been wondering…What it is about financial advisers that makes us all think we can do better than what the already cluttered market place has to offer?

Just imagine if this was common in all jobs? Teachers leaving their schools to set up new schools, new refuse collection services springing up everywhere as the binmen (forgive me if that’s un p.c.) all leave their yellow trucks. Read more…

You might have noticed a bit of a drop-off in share values lately?

If you’ve got a pension, it’s probably worth less than it was a year ago.  So why bother paying any more in? Or, if you’re young enough, why bother starting one?

Forget, for a minute, that “pensions” usually seem to be over-priced contracts, of more benefit to the pension provider than to you.

For example, consider the sentence Read more…